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looking for financing options? We've got you covered!

Mattress King has 4 different ways you can finance your NEW mattress without having to break the bank! Alongside our amazing deals, we have different financing options to meet your specific needs!


Select Financing Type

Before you can select a plan for financing, you must determine HOW you want to finance your new mattress. Are you looking to utilize your credit with a “same as cash” plan, would you prefer to do equal installments through Afrim, or take advantage of our “No Credit Needed” options.


Find an Option Below

After you choose how you want to finance your mattress, you can select the appropriate drop down in the list below to learn more about the specific option.


Apply Online

Once you find the financial provider that best fits you, follow the links to apply online. There may be an option where you will have to fill out the information in store. Do not worry, as you can contact your local location for assistance. Don't forget your paperwork as well!


Come Get Your Mattress!

Now that you are approved and have all the information, it's time to come get your new mattress! Our team will ensure that the financial process doesn't provide you with a headache but instead a soft place to rest your head.

Synchrony HOME

Benefits of the Synchrony HOME
Credit Card

• 6 to 72 Months Promotional Financing on qualifying purchases at participating Synchrony HOME retailers

• Online account management and customer service

• A dedicated credit limit for home purchases from furniture and décor to appliances and more, with buying power to get what you want and need for your home*

• No annual fee3, free FICO credit scores4 and the ability to request a credit limit increases.5

• $0 fraud liability and 24/7 secure account management

*Subject to credit approval.

1 Net card purchases (purchases minus returns and adjustments) less than $299 made with the Synchrony HOME Credit Card will earn 2% cash back rewards paid as a statement credit. Statement credits will be issued within 1-2 billing cycles after qualifying purchase is made. Fees and interest charges do not qualify for rewards. Account must remain open, in good standing, and not become delinquent. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer at any time.

2 Subject to credit approval. Minimum monthly payments required. Promotional financing offers available at the time of purchase may vary by location. See store for details.

3 For new accounts: Purchase APR is 29.99%. Minimum interest charge is $2.

4 FICO® Scores are available by accessing the online account servicing site at Scores are available online only to primary cardmembers with an open account. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.

5 You may be required to provide your annual net income if we do not have your recent information on file.

Concora Credit

Want to know if CONCORA is right for you? Let us take the guesswork out for you!

Simply apply through the Synchrony above and it will automatically take you through to the Concora service!

Acima (No credit needed)

Progressive Leasing (No credit needed)

Use Progressive Leasing for Lease-To-Own (LTO)!

LTO Agreements offer consumers an opportunity to lease products for short renewable periods, or return the products at any time for no additional cost nor commitment. If the consumer renews for the length of the lease agreement, or exercises an early purchase option, the consumer becomes the owner of the product. Ownership by rental/lease agreement with Progressive Leasing costs more than the retailer’s cash price. Select items only. Cancel or purchase early at any time. Not available in MN, NJ, VT, WI, WY.

Equal Installments through PayPal or Shop pay (Affirm)

Pay with equal installments with Paypal or shop pay (Affirm)!

Simply sign in or sign up with PayPal or Shop Pay (Affirm) to see options for paying off your new mattress and confirm your payment plan there! Options for both PayPal and Shop Pay (Affirm) will appear at checkout, so be sure to select the option to see the equal payment installment plan available to you!

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